A teacher with her son standing her rooftop in Afghanistan

Humanitarian Cash Transfers

Learn how cash assistance programs allow beneficiaries to decide for themselves what their families need most. 

A lifeline for families caught in crisis

Millions are on the move, fleeing war, drought, floods and other disasters. They are forced to leave their homes and their livelihoods. Even those that remain suffer, pushed further into poverty and desperation.

UNICEF provides a lifeline with humanitarian cash transfers — a form of assistance that helps families caught in crises around the world, from Ukraine to Yemen to Afghanistan, Sudan and the Democratic Republic of Congo.

Through this program, families receive a cash stipend or equivalent that they can use to buy food, clothing, school supplies, medicines and other essentials in places where goods are available on the market.

Research shows cash assistance saves lives

A 2023 study of 7 million people in 37 countries published in the journal Nature found that cash grants given to those in poverty resulted in a 20 percent decrease in deaths among women and an 8 percent decrease among children younger than age 5.

The results were found to be the same whether the funds came with conditions, such as school attendance, or not.

A young Ethiopian woman holds cash she received from UNICEF
Elema Temelcha, a pregnant 19-year-old in Oromia, Ethiopia, receives cash from UNICEF. "I am expecting my second child. Our livestock died because of the drought and since then we have had no income. This cash distribution is crucial for us because we have nothing to eat. With the money I will be able to buy vegetables, eggs, oil and milk for my first child." © UNICEF/UN0612546/Pouget

As a complement to UNICEF's delivery of humanitarian supplies, cash transfers help people in need avoid harmful coping strategies such as child labor and child marriage.

By letting recipients buy local goods, cash assistance directly benefits the family and the community and supports the local economy. For migrants, it can also mean a positive relationship with their host communities.

UNICEF's direct cash transfers have not only helped with basic needs but have also improved school attendance, nutrition and use of health services.

  • In Yemen, years of conflict and economic strife have led to widespread food insecurity. Cash payments have helped families get food, health care and other essential services.
  • In Syria, UNICEF’s winter assistance program included three installments of $60 payments to help vulnerable families pay for heating fuel, gas for cooking, warm clothes and blankets.
  • In the Democratic Republic of the Congo, a UNICEF program called Cash for Nutrition gives families with acutely malnourished children a lifeline by helping them afford nutritious food.
  • In Afghanistan, the Taliban takeover and economic collapse led some families to sell their girls into marriage. UNICEF’s multipurpose cash transfer program paid $90 a month to more than 36,000 households, helping them out of extreme poverty so they could keep their families together.
  • In war-torn Ukraine, UNICEF's Spilno cash assistance program has distributed $125 million and reached hundreds of thousands of children and families displaced and otherwise impacted by the war.
  • In Sri Lanka, where food prices have soared due to an economic crisis, a UNICEF-supported Cash Plus program is helping more than 70,000 families buy staples they could otherwise no longer afford.
A Ukrainian refugee with his grandchildren
84-year-old Valentyn and his grandchildren, Arthur and Ksenia, are at a shelter in Ivano-Frankivsk, Ukraine. The man drove more than 700 miles to save his son, daughter-in-law, three grandchildren and a red-headed cocker spaniel from the shelling in their village in the Zaporizhzhia region of Ukraine.They were able to get back on their feet again thanks to the cash assistance program by UNICEF. © UNICEF/UN0642049/Bobyreva

The amounts distributed are often less than $100 — a seemingly small amount. But for a desperate family it can make all the difference.

The unconditional cash payments give parents the dignity to decide for themselves what they and their families need and what to buy. "No one is in a better position to decide how to get the most out of this support than a parent or guardian," says Murat Sahin, UNICEF Representative in Ukraine.

Anar Gul of Daikundi Province, central Afghanistan, was able to buy healthy food and school supplies and take her kids to a health clinic for checkups. "It is better to receive this assistance as cash," she says, "because if we’re given clothes, we may already have clothes to wear, but we might not have food to eat. Sometimes, we might be given food, but we have no shoes to walk in."

UNICEF's humanitarian cash transfer program is one of many different interventions implemented by UNICEF and partners in countries all around the world. Learn more about what UNICEF does to help vulnerable children and families survive and thrive. Support UNICEF's mission. Donate today.

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TOP PHOTO: The Taliban takeover meant school closures and loss of income for schoolteacher Tahira, the sole earner in her family. To support the careers of educators like Tahira, UNICEF provided emergency cash support to 194,000 public-school teachers in Afghanistan. © UNICEF/UN0612266/Faze

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